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Money Word Problems
Introduce students to financial concepts with money word problems that mimic real-life transactions. These exercises involve calculating totals, making change, and budgeting. Use these worksheets to build numeracy and practical financial understanding, preparing students for real-world responsibilities.
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Percent Word Problems – Tipping & Gratuities Math
Life Studies, Home Economics, Special Resources, Life Skills, Math, Multiplication, Multiplication and Division, Percentages, Money, Grade 6, 7, 8, 9, Worksheets & Printables, Word Problems, Teacher Tools, Lesson Plans
Tipping is becoming more and more common and the amount you are expected to tip is increasing too. Make sure your students understand what tipping is and how to calculate a tip- useful life skills! Here’s a ready-to-print real-life percent math lesson for middle school students (in grades 6-9) or special education or life skills classes in a high school setting. Teach your class all about tipping culture and tips in both Canada and the United States. Why do people tip or give certain people a gratuity? What places do we tip? What places do we not? Has tipping been increasing recently ("tip-flation")? Show students how the math skills and concepts that they have been learning in class (percentages, decimals, division, fractions) can be useful in their everyday lives! How to Use: 1. The first page is a handout that you complete with your students (with fill-in-the-blanks) to teach them the ins and outs of tipping: where and when you do it, etc. 2. The second page teaches students two simple methods of calculating tips (using well-known percentage benchmarks OR multiplying the price by a percentage written in decimal form). Encourage your students to determine a third method they could use. 3. After that, there are 7 practice word problems of realistic tipping situations that your students can complete. From tipping for a meal to paying at a salon, or even calculating tax AND tip together, your students will get a lot of real-life practice completing these problems in small groups or own their own. 4. To finish, you can have a class discussion about tipping in general and what your students think about our system. What's Included: 6 Page PDF - Teacher Instructions - Handout with Fill-in-the-Blanks about Tipping - 3-Page Worksheet and Written Reflection - COMPLETE ANSWER KEY INCLUDED If you want more practice working with tips try these two products: Fractions for Calculating Taxes, Tips and Sales Percents for Calculating Taxes, Tips, and Sales
Author Grace Under Pressure
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Tags Percent Word Problems, Tip, Tipping, Gratuity, How To Tip, How To Calculate A Tip, Financial Literacy, Life Skills, Personal Finance, Word Problems
Create Your Dream Store – Decimal Math Project
Life Studies, Math, Addition and Subtraction, Addition, Decimals, Money, Finance, Business, Career, Grade 5, 6, 7, 8, Worksheets & Printables, Word Problems, Activities, Projects
This is an engaging math project that lets students apply math skills to a realistic situation: opening their own store! Grades to Use With: This project is perfect to use with your middle grades students in grades 5-8. It could also be a great addition to a high school life skills class studying finance, business, or careers. How to Use: Each of your students has won $2,000,000 in the lottery, and they are going to use it to open their very own store! They create a budget for a new business venture by considering the costs to rent a commercial storefront in your area, pay employees, and buy all of the supplies and stock they will need. They can do research on the internet to find out the prices of rental properties and the supplies they will need. They can do decimal calculations by hand or with a calculator. This will include adding decimals and multiplying decimals. Extension: Students who finish early can create an advertisement to attract customers to their new store. You could even have a day where each student presents their unique store idea to the class. What's Included: A total of 5 pages: Title Page and 4 page PDF assignment Standards: CCSS5.NBT.B.7 Add, subtract, multiply, and divide decimals to hundredths, using concrete models or drawings and strategies based on place value, properties of operations, and/or the relationship between addition and subtraction; relate the strategy to a written method and explain the reasoning used. CCSS7.NS.A.3 Solve real-world and mathematical problems involving the four operations with rational numbers. If you enjoy this math project, check out some other options in my store: Math in the Real World: Personal Math Research Project for STEM, Enrichment, or Early Finishers Financial Literacy: Household Budget Project: Taxes, Insurance, Loans, Rent, Groceries and More!
Author Grace Under Pressure
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Tags Math Project, Store Design, Budget, Decimal Calculations, Group Work, Financial Literacy, Applied Math, Money, Business, Project
4-Week High School Acounting Data Modeling & Payroll Compliance Unit
Math, Addition and Subtraction, Decimals, Fractions, Graphing, Money, Multiplication and Division, Percentages, Research, Resources for Teachers, Homeschool Resources, High School, Teacher Tools, Activities, Worksheets & Printables, Writing Prompts, Word Problems
As a homeschool mom and curriculum creator, this 4-week unit actually began at my kitchen table. My teenage daughter wanted to understand how real businesses manage money behind the scenes, but every resource I found felt overly complicated or painfully dry. So instead of settling for another boring textbook, I created this hands-on business simulation myself. In this unit, your teen will step into the role of a corporate data auditor and learn how to build responsive spreadsheet systems completely from scratch. Along the way, they will connect real-world business skills with practical math and professional software applications in a way that finally makes sense. INCLUDED IN THIS RESOURCE: Step-by-step corporate accounting office scenarios PowerPoint presentations with notes Instructor teaching objectives Complete grading tools TOPICS COVERED: Break-even modeling Payroll regulations and corporate procedures Advanced compensation Internal auditing Rather than assigning repetitive worksheets and busywork, this unit encouraged my daughter to think like capable young professional and problem solve by solving real confidence using spreadsheets in authentic business scenarios. My own daughter learned these exact spreadsheet systems, and watching her develop practical, real-world skills was incredibly rewarding. She was able to articulate what adjustments needed to be made and why she made them. Because of that experience, I wanted to create something that would give other homeschool families the same sense of accomplishment and growth. If you and your homeschooler enjoy this resource, I would truly appreciate you leaving a review. Thank you so much for your support, and I hope this unit becomes a valuable part of your homeschool journey! Tina - Big Easy Homeschooling Mom Please note: All resources are digital products and nothing physical will be sent to your home. © Big Easy Homeschooling Mom, 2024 to present. All rights reserved. This resource is for personal classroom/homeschool use only by the original purchasing teacher/homeschool parent. It may not be distributed, shared, or used by others. Additional licenses are required for multiple users or classrooms/homeschools.
Author Homeschool with Big Easy Homeschooling Mom
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Tags High School Accounting Curriculum, Excel Payroll Project, Homeschool Business Elective, Secondary Financial Literacy, Teen Bookkeeping Course, Spreadsheet Design Lab, Student Budgeting Project, Business Lesson Plans Teen, High School Finance Lab, Teen Life Skills Finance
6th Grade Math: Ratio & Proportional Relationship Bundle: 6 Activities
Math, Money, Percentages, Fractions, Common Core, Grade 5, 6, 7, Worksheets & Printables, Word Problems, Activities
Do you need some new ideas for your 6th grade math unit to meet the Common Core State Standards for Ratios and Proportional Relationships? Here is a ready-to-go bundle with six fun real-life activities to incorporate into your unit plan. 1) Ratio Exit Slip: Here is a quick assessment to check your students' understanding midway through a ratio unit. It assesses part to part and part to whole ratios and uses visuals. 2) Math Stations: Ratios and Proportional Relationships: These 5 stations are filled with problem solving, equivalent ratios, visual tasks, finding the ratios on road trips and more! 3) Income Inequality: Use a real world (and simple!) ratio called the Palma Ratio to talk about income inequality around the world and what kind of society your students want to live in. 4) Saving Up With a Part Time Job: Fill in ratio tables and graph them as well as your students choose an item to save up for, determine the tax, figure out how many hours they would have to work at two different hourly wages, and determine how many weeks it would take to save for their item. 5) Grocery Shopping Price Comparisons: Students use ratio and rates to figure out the best deal when sale prices are written in different a confusing ways. 6) Calculating Taxes, Tips, and Sale Prices: Students are taught three methods for calculating percentages: using benchmarks, using fractions, or using decimals. Then they apply these strategies to six real world examples. Grades to Use With: This bundle is designed for students in Grade 6, but can be used for Grade 5 enrichment, Grade 7 or 8 review, or high school special education classes. What's Included: 22 Page PDF with 6 Activities If you like this product, check out my 6th Grade Math Statistics and Probability Bundle as well!
Author Grace Under Pressure
Tags 6th Grade Math, Financial Literacy, Ratios, Proportional Relationships, Rates, Ratios And Rates, Percent, Ratio Tables, Grade 6 Math
Savings Goals: Middle School Financial Literacy, Graphing, Patterns
Finance, Life Studies, Home Economics, Math, Algebra, Graphing, Money, Life Skills, Special Resources, Grade 6, 7, 8, Worksheets & Printables, Word Problems, Worksheets
Teach your middle grades students in 6th, 7th, and 8th grade all about saving up money for large purchases and help them practice a variety of intermediate math skills: using ratio tables, graphing, completing operations with large numbers, using percentages , and more! This middle school financial literacy & budgeting lesson has six ready-to-use worksheets to teach your class how to develop savings goals and save their money for life's big-ticket items. How to Use: Print 5 or 6 worksheets for each student. Go through the information on the first page and give your students time to complete the vocabulary definitions (budget, credit card, loan, and interest). Students will then research an item of their choice (between $200 to $300). They will practice calculating the sales tax for it. On the second page, students will complete a simple ratio table and the included graph to calculate how many hours of work will be required to pay for their item. They will calculate how many weeks of work this will take based on how much they work each week. On the third and fourth pages, students will complete similar activities for even larger savings goals: a new car and a down payment for a home. Your students get a choice for how they will consolidate their learning: they can either create a cartoon or write a paragraph reflection to share what they learned about savings goals. Grades to Use With: This lesson is specifically designed for your middle grades students who are learning about ratios, graphs, tables, and financial literacy in math class. It's a great way to incorporate real-world math and budgeting into your 6th, 7th or 8th grade classroom! It could also be used in high school special education classes where appropriate. What's Included: 8-Page PDF: Ready to Print and Use! Teacher Instructions 4 Pages of Worksheets 2 Pages of Student Reflection Choices Complete Answer Key If you enjoy this financial literacy activity, check out others in my store! Grace Under Pressure
Author Grace Under Pressure
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Tags Middle School Financial Literacy, Financial Literacy, Budget, Budgeting, Saving Money, Savings Goals, Patterns Tables, Graphs, Graphing, Tables Of Value
Financial Literacy: Compound Interest with Percent and Formula
Life Studies, Math, Decimals, Money, Finance, Home Economics, Business, Grade 8, 9, 10, 11, 12, Worksheets & Printables, Word Problems, Activities
These high school financial literacy worksheets will show your students why compound interest is helpful for investors while also letting them practice math skills using percentages and a simple mathematic formula! How to Use: Print 4 pages for each student. Page 1 teaches students how to calculate compound interest step by step. Students need to have a basic understanding of writing percentages in decimal form and multiplying to find the percent of a number. Next, students will be given their initial investment amount & a yearly interest rate. Each student in your class can be given different values so they have to do their own unique calculations, and to allow comparisons to be made. This provides for easy differentiation as well- you can choose what percentage interest rate each student gets based on their ability. Students will calculate the amount of compound interest they earn over ten years. They can then check their calculations using the compound interest formula that is included. Next, they can use the formula to calculate compound interest over longer periods of time. Your class can compare their results- leading to an interesting class discussion (prompt questions are included). Make sure to point out how compound interest is helpful for investing and saving and detrimental for borrowing money. Finally, students reflect on their learning by writing a paragraph after the lesson. Hopefully they will leave class wanting to start a saving account! Grades to Use With: This compound interest lesson with worksheets is designed for high school students in grades 8 through 12. It could be used in math, applied math, financial literacy, or consumer math classes. What's Included: 6 pages in PDF format: Ready to Print and Use! Title Page Instructions for Calculating Compound Interest 2-Page Worksheet Reflection Paragraph Sample Answer Key Also check out my Financial Literacy Interest Rates: Lending and Borrowing Money Lesson!
Author Grace Under Pressure
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Tags Financial Literacy, Compound Interest, Investment, Yearly Interest, Money, Personal Finance, Interest, Loans, Percent, Compound Interest Lesson
Single vs Dual Income Budget: High School Financial Literacy Budgeting
Life Studies, Finance, Home Economics, Math, Addition and Subtraction, Money, Special Resources, Life Skills, Grade 9, 10, 11, 12, Worksheets & Printables, Word Problems, Worksheets, Projects, Activities
This high school financial literacy project lets your students tackle a real-world budgeting decision families make: should both parents work, or should one stay home to do childcare? Students will use critical-thinking and problem-solving skills as they work with these realistic budgets (single income budget vs dual income budget). This task can show your students in 9th, 10th, 11th, or 12th grade how financial literacy and math skills can be incredibly useful in everyday life! How to Use: Print five pages for each student. Go through the first page together and introduce the family in the simulation. Students use the income and income tax information to calculate the net income. Give students time to add up the monthly expenses in each budget (single-income vs dual-income). Discuss what expenses change when both parents work and if those seem reasonable or not. Have students complete the calculations to compare the two budgets on the fourth page. NOTE: In this simulation, there is almost no difference in money left over if both parents work since the extra income is used to pay for childcare, a second car, a cleaner, etc. That does not mean this is always the case! Use the prompts on the fifth page to have a class discussion about this topic. Then, students write their final opinion in a paragraph to sum up their learning. They may have ideas for how to change this budget or scenario to make having both parents work be more financially beneficial. I have included blank spreadsheets as well if you want your students to create their own budgets using salaries and expenses from your geographical area. What’s Included: 9-Page PDF: Ready to Print and Use! Teacher Instructions Introduction to Kat and Alex and their family Single-Income Budget Spreadsheet (with expenses included) Dual-Income Budget Spreadsheet (with expenses included) Comparison of the Budgets Worksheet Reflection (with discussion prompts) Two Blank Budget Spreadsheets (single and dual income) Complete Answer Key Grades to Use With: Grades 9-12 General Studies or Grades 11-12 Special Ed Family and Consumer Sciences/Family Studies Life Skills Applied Math or Consumer Math Career and Personal Planning Financial Literacy Math Skills Required: Only intermediate math skills are required to complete this project: Adding & subtracting money amounts to the hundred thousands (salaries) Dividing by 12 to find monthly amounts (with decimals) An understanding of integers
Author Grace Under Pressure
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Tags Financial Literacy, High School Financial Literacy, Budget, Budgeting, Financial Literacy Project, High School Financial Literacy Project, Two Income, Single Income, Comparing Budgets
Financial Literacy: Interest Rates - Lending and Borrowing Money
Special Resources, Life Studies, Life Skills, Finance, Home Economics, Math, Money, Decimals, Grade 7, 8, 9, 10, 11, 12, Worksheets & Printables, Word Problems, Worksheets
Financial Literacy: Interest Rates - Lending and Borrowing Money This ready to go lesson allows challenging financial concepts to become accessible for high school students. The aim is to cut through the complex jargon connected with interest rates and provide a straightforward framework perfect for understanding current economic events. You can help your students understand why adults keep talking about interest rates these days! This lesson includes: A two-page handout, filled with notes and blanks, designed to help teach students about the fundamentals of interest rates Easy explanation of what interest is, plus its role when investing and borrowing Simplified explanation of how Canada and the US set their interest rates A basic discussion on why these rates can shift over time Information about how the bank "always wins" and how interest rates can vary widely depending on the lender A practical sample question showing how to calculate an interest payment on any bill Real-world situations – 4 practice questions about house mortgages, Guaranteed Investment Certificates (GICs), credit card debts, payday loans: these will help your students practice using the skills they have just learned. A complete answer key Grades to Use With: This lesson requires an understanding of percentages written as decimals and an ability to calculate with them. It could be used in math classes in grades 7-9 to reinforce learning about percentages in a real-life situation. It could also be used in career and personal planning classes in grades 10-12 or in high school special education classrooms. What's Included: A total of 5 pages in PDF format: Title Page Two Page Handout and Worksheet Two Page Answer Key If you enjoy this real-wold financial literacy lesson, check out others in my store! Taxes, Tips, Sales: Using Percentages in Real Life Inflation: What is it and why does it matter? Renting vs Buying a Home: Real-Life Math Project Income Tax: Notes and Practice Calculations Household Budget Project
Author Grace Under Pressure
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Tags Interest Rates, Financial Literacy, Borrowing Money, Lending Money, Calculating Interest, Percent, Interest, Budget, Finance, High School Financial Literacy
Increasing & Decreasing Patterns – Money Math Sheet
Math, Money, Algebra, Graphing, Grade 4, 5, Worksheets & Printables, Worksheets, Word Problems
Increasing and Decreasing Patterns: Money Math Tables and Simple Graphs Here’s a ready-to-go math lesson that helps your students apply what they are learning about pattern rules, increasing and decreasing patterns, tables, and graphs to simple, real-world financial situations. Each situation is a realistic financial scenario for a student in elementary school. Saving allowance money each week in a piggy bank. Selling cups of lemonade for a profit. Spending money from a fund for class birthday celebrations. Students will: Complete a table of values to explore each increasing or decreasing pattern. Graph the pattern on a simple grid that is already set up and labelled (two scenarios will be bar graphs and one will be a line graph). Write a pattern rule in words for the situation. Determine when the pattern will cross a certain threshold (for example, when the student has enough saved up for a big purchase, when the birthday fund runs out of money, etc. ). COMPLETE ANSWER KEY INCLUDED Grades to Use With: This lesson is designed for students in grades 4 or 5 who are learning about increasing and decreasing patterns, tables of value, bar graphs, line graphs, and early algebra ideas including pattern rules in words. It could also be used by middle school special education students or as a review in grade 6. If you enjoy this early algebra activity, check out several others in my store. I always try to show students how the math skills that they are learning in the classroom can be so helpful in everyday life! Pre-Algebra Problem: The Wave Pool: Expressions, Tables and Graphing Middle School Math Stations or Centers: Early Algebra: Patterns, Expressions, Tables, Graphing, and Equations Algebra: Modelling Equations: Visual Balance Scale Worksheet Independent and Dependent Variables in Grade 6 Math: Hockey Math Exponent Board Game: A Fun Way to Practice Math Skills Writing and Solving Two Step Equations from Real Life Situations
Author Grace Under Pressure
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Tags Pattern Worksheets, Increasing Patterns, Decreasing Patterns, Early Algebra, Tables And Graphs, Tables And Graphs Worksheet, Graphing Patterns, Tables Of Value, Money Math, Financial Literacy
Geometry Project: Park Design- Area, Perimeter, Volume, and Budgeting
Math, Decimals, Multiplication and Division, Division, Money, Geometry, Measurements, Grade 5, 6, 7, 8, Worksheets & Printables, Word Problems, Activities, Projects
This math project allows students in 5th, 6th, 7th, or 8th grade to apply their knowledge of perimeter, area, volume, financial literacy, and decimal calculations to a realistic & creative situation: planning a fun new park! They will design a new park that includes different areas for swimming, playing, eating, resting, walking, and even skating! Students will use their knowledge of perimeter of right-angled shapes when planning the size and shape of the park & the amount of fencing required use their knowledge of area when splitting the park up into different sections for activities use their knowledge of volume when considering filling the pool in their park use their knowledge of money math/decimal calculations when determining the grand total price of the entire park project. Each section has a different cost- a great introduction to unit rate. For example, paths are much less expensive than a playground, while grassy areas cost less than the swimming pool does. I ask my students to calculate by hand, but you can allow yours to use a calculator as well. This project gets students using their creative and logical problem solving skills, organizational skills, careful calculating methods, and neat drawing and colouring. It is a great project to use for a summative assessment at the end of a unit or to show parents at parent-teacher conferences. What's Included: A total of 4 pages in PDF format: Ready to print and use! Title Page, 2 Page Worksheet, 1 Page Grid Grades to Use With: This math project could work in grades 4-8 in regular math classes. It could also be used in high school special education classes. If you enjoy this math project, check out some others in my store: Transformation Design with Rubric Math Mini Unit: Converting Scores into Percentages Math Project: Create Your Dream Store
Author Grace Under Pressure
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Tags Math Project, Budget, Decimals, Applied Math, Geometry Project, Perimeter Area Volume Worksheets, Geometry Projects, Area Perimeter And Volume, Middle School Geometry Project
High School Financial Literacy: Student Loans- Life Skills for College
Life Studies, Home Economics, Finance, Career, Money, Math, Decimals, Percentages, Special Resources, Life Skills, Grade 9, 10, 11, 12, Worksheets & Printables, Word Problems, Worksheets
This Student Loan Lesson for High School Applied Math & Financial Literacy (with worksheets) teaches your students about student loans in Canada and the USA. It is full of important life skills, applied math, and financial literacy concepts that your students will really need to know as they get ready to leave high school! Your students will solve real-world applied math problems using middle school math skills ( percentages ) to calculate realistic student loan payments in everyday situations on the worksheets. They will also get to try using a web-based student loan calculator (I have included the link). How to Use: Go through the handout together as a class. Teach relevant vocabulary and regulations, and then ask your students to research the pros & cons of student loans. Using the graphic organizer on page two, give your students time to research the student loan rules in your area (independently or in pairs). Take some time to look at the sample math problem together. Then give students time to complete the rest of the math questions. They need to have access to an online student loan payment calculator. Review the answers and your students’ reflections and opinions as a class. What’s Included: 7-Page PDF: Ready to Print and Use! Teacher Instructions Handout that teaches what student loans are, their basic rules and regulations, and the pros & cons of getting them. Research Graphic Organizer for your students to find out about the student loans in their province or state. 2-Page Worksheet with practice math problems using percentages and reflection prompts. Complete Answer Key Grades to Use With: This lesson is designed for high school students in 9th, 10th, 11th, or 12th grade in a variety of classes: Family & Consumer Sciences Applied Math Consumer Math Financial Literacy Life Skills Career & Personal Planning An understanding of grade 6 & 7 Math Skills (decimal operations & percents) is needed to complete this lesson.
Author Grace Under Pressure
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Tags Student Loans, Student Loan, College, University, High School Life Skills, Financial Literacy, Budget, High School Financial Literacy, Applied Math, Family And Consumer Sciences
Financial Literacy – Bank Statement & Credit Card Bill
Special Resources, Life Studies, Life Skills, Math, Percentages, Decimals, Money, Finance, Home Economics, Grade 7, 8, 9, 10, 11, 12, Worksheets & Printables, Word Problems, Activities
Financial Literacy: Bank Statement and Credit Card Bill Practice Activity A useful teaching resource, this activity is designed to arm students with necessary skills around reconciling bank accounts and managing monthly expenses. This hands-on lesson promotes the understanding of financial literacy through realistic practice with everyday financial documents - namely credit card bills and checking account statements. Grades to Use With: This lesson is suitable for students in grade 7 through grade 12, depending on your situation. It can be utilized in a variety of subjects such as Career and Personal Planning, Life Skills, Home Economics, and Math. The math skills required are adding and subtracting with money amounts up the the thousands of dollars. How to Use: Students are given a sample VISA bill with entries for one month's spending. They add up their total spending, reflect on if they should pay off the entire bill each month, add up their spending in specific categories (groceries, gas), and transfer their VISA spending to their checking account to pay off the bill. Next, students are given a sample checking account for one month of spending. They must complete a math operation for each entry. Sometimes that involves adding a deposit to the balance, subtracting a withdrawal from the balance, or figuring out a transaction amount based on a given balance. You can do several entries together as a class, and then assign the rest for your students to complete. Finally, students answer questions about the monthly spending as a whole, and they decide if this person has good financial health. A complete answer key is included. What's Included: A total of 7 pages: Title Page, 3 page assignment, 3 page answer key If you enjoy this real-wold financial literacy lesson, check out others in my store! Taxes, Tips, Sales: Using Percentages in Real Life Inflation: What is it and why does it matter? Financial Literacy: Interest Rates: Lending and Borrowing Money Renting vs Buying a Home: Real-Life Math Project Income Tax: Notes and Practice Calculations Household Budget Project
Author Grace Under Pressure
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Tags Bank Statement, Financial Literacy, Money Management, Personal Finance, Credit Card, Budget, Money, Real World Math, Life Skills, High School Life Skills
Grocery Shopping Math – Financial Literacy Grades 5-8 Price Comparison
Special Resources, Life Studies, Life Skills, Math, Percentages, Decimals, Money, Multiplication and Division, Multiplication, Home Economics, Grade 5, 6, 7, 8, Worksheets & Printables, Word Problems, Activities, Worksheets
This real-life math lesson for students in grades 5-8 will help show your class how many of the skills they have been learning will come in handy in their everyday lives at the grocery store when they are trying to find the best deal and stick to a food budget. With inflation rising and grocery prices sky-rocketing, help your students spot a good deal among all the confusing offers! This lesson has eight grocery store scenarios for your students to evaluate and find the best deal. They need to use the following skills: Unit Price: What is the cost of one if it's 2 for $7 or 4 for $13? % Discount: This item is normally $4, but with a store card, it's 20% off today. Rounding: Most grocery items are .99- make sure to round up to a whole number for easier calculations. Critical Thinking: Is it better to buy two to get the deal if you only need one? Financial Literacy: Learning how to read all of these kinds of offers is an important part of sticking to a budget. Life Skills: Grocery shopping is a crucial life skill! Grades to Use With: This lesson is designed for students in grades 5-8 who are learning about decimal place value, ratios and rates, and basic operations using decimals. It could also be used in middle or high school special education classrooms or family and consumer sciences classes. What's Included: 7-Page PDF Title Page 4-Page Student Worksheet Answer Key If you enjoy this product, check out other applied math activities in my store: Grace Under Pressure Wave Pool Problem: Pre-Algebra Skills: Expressions, Tables, and Graphs: Real-Life Application Butter Tart Recipe Activity: Multiplication and Addition of Mixed Numbers and Improper Fractions Gingerbread Math: Decimals, Fractions, and Percentages Using Tenths Equivalent Fractions Practice in a set of 5 Stations or Centers
Author Grace Under Pressure
Rating 5
Tags Money Math, Financial Literacy, Budget, Inflation, Decimals, Percent, Real Life Math, Grocery, Price Comparisons, Spot A Deal
Taxes: What Do Taxes Pay For: Income Tax, Financial Literacy, HS Math
Life Studies, Finance, Home Economics, Math, Addition and Subtraction, Money, Special Resources, Life Skills, Grade 9, 10, 11, 12, Activities, Projects, Worksheets & Printables, Word Problems, Worksheets
What do the taxes you pay do? This high school personal financial literacy, life skills, and applied math project is designed for your students in 9th, 10th, 11th, or 12th grade when they are learning about all kinds of taxes and how the money collected by the government from income tax, property tax & sales tax is used in our society. How to Use: Print five pages of worksheets per student. Read through page one together and discuss the kinds of taxes that the government collects. Next, students investigate the local services their government funds with tax money. For some of these government services, it may be quite easy for your students to research a private alternative cost (for example, they find the tuition cost for a private school in their city). For other services, it will be definitely be harder to find a private alternative cost. Encourage your students to make reasonable estimates. Being exact is not crucial; the goal is for students to think about how much money it would cost to replace all the public services with private options. On the third and fourth pages, students will read about a fictional family: the Browns. They will use information and amounts provided in the simulation to total all of the expenses the Browns would have to pay out of pocket in a community that has no taxes. Would it really be better that way? Finally, on the fifth page, students will write a reflection about what they have learned about taxes from this project. Lead a class discussion to allow students to share their ideas and opinions. A complete answer key is provided for easy marking. What's Included: 7-Page PDF: Ready to Print and Use! Teacher Instructions 2 Pages: Research Local Programs Funded by Taxes and Private Alternatives 2-Page Realistic Simulation (with Spreadsheet) Reflection Answer Key Grades to Use With: This financial literacy, applied math, and life skills project is designed for your high school students in a variety of classes: consumer math, personal financial literacy, career & personal planning, applied math, or life skills.
Author Grace Under Pressure
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Tags Tax, Taxes, Income Tax, Income Taxes, Social Programs, Civics, High School Financial Literacy, High School Life Skills, Government, Budget
Percent Word Problems – Taxes, Tips & Sale Prices
Life Studies, Math, Percentages, Decimals, Money, Fractions, Finance, Home Economics, Grade 6, 7, 8, 9, Worksheets & Printables, Word Problems, Worksheets
Percent Math Lesson: Calculating Taxes, Tips, and Sale Prices Here's a ready-to-go lesson for your middle school math unit on percentages. It encourages students to use multiple methods and mental math when calculating the tax, tip, or sale price for everyday transactions. This is one of the times you can easily say to your students, "You will use this math regularly in your life!" How to Use: Start with the handout, which goes through three simple methods for calculating percentages. Benchmark: An easy calculation strategy using familiar percentages like 1%, 10%, and 50%. Decimals: Calculating involves multiplying the amount by its matching decimal form percentage. Fractions: Division based on fraction equivalents is used for identifying certain percentage amounts. Tell your students that certain methods work best for certain situations. For example, the fraction method is great for 50% or 25% off. The benchmark method is easy when calculating a 10% tip. The decimal method works great for calculating 12% tax. Next, students have six real world math problems to tackle involving taxes, tips, and sale prices. They can use any of the strategies to solve any of the problems- they should choose the one that is the easiest to use for each scenario! Students can work individually or in pairs or small groups collaboratively. Grades to Use With: This lesson is perfect for grade 7 classes that are working on Proportional Relationships to solve multistep problems. It could also be used for enrichment in grade 6 or for a review and lesson about multiple strategies in grades 8 and 9. Finally, it could be used in high school special education classrooms. What's Included: Ready-to-print 5 Page PDF with a title page, handout, 2 pages of practice questions, and a complete answer key! If you like this percentage activity, check out others in my store: Math Stations: Percent, Decimals and Fractions Visual Math: Percentages, Decimals, Ratios and Fractions Posters Grocery Store Shopping: Price Comparisons
Author Grace Under Pressure
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Tags Percent Calculations, Real-world Math, Percentages, Financial Literacy, Mental Math, Fractions, Decimals, Budget, Percent, Percent Word Problems
Math Practice Simplified I - Money & Measurement
Math, Money, Measurements, Grade 5, 6, 7, 8, Worksheets & Printables, Word Problems, Worksheets
This mathematics-based resource is designed for grades 5-8. It’s imperative for students to have a strong foundation in basic math skills. This resource provides activities to help students understand everyday math basics through money and measurement. Students will add currency in the form of coins and determine how much change they will get back. Students will then move on to more advanced concepts, like budgeting, saving and borrowing money. This resource is perfect to prepare students to succeed on standardized tests . An answer key is included. Aligned to National Council of Teachers of Mathematics (NCTM) Standards.
Author Classroom Complete Press
Tags Math, Mathematics, Money, Measurement, Time, Temperature, Percentages, Decimals, Middle, Answer Key
5th grade 6th grade Christmas Math Activity: Digital and Print
Common Core, Math, Addition and Subtraction, Decimals, Fractions, Graphing, Measurements, Money, Multiplication and Division, Grade 5, 6, Word Problems, Worksheets & Printables, Centers, Activities, Escape Room, Games
The time before the holidays can get a little crazy in the classroom. Students are ready for a break and teachers are too! Keep your class engaged with EIGHT Days of math review! The ACTIVITIES are suitable for 5th grade and 6th grade. They are great for easy and fast sub plans. I use them as an 'end of the day carrot' that my students look forward to. They can't leave for the day without getting a step closer to finding Santa so it helps them to stay focused throughout the day so that we have time for the fun activity at the end of the day. One of the best parts: NO PREP required! This is not only great for distance learning but also great if you have run out of copies for the month and need a digital version fast... or if you just forget to make your copies for the week. (It's happened to me! - too. many things to keep track of) The pages do print beautiful in color and black and white if you have the time, but don't fret if you don't. Just assign it on Google Classroom - directions included. If you haven't taught the topic yet, it is a great mini lesson and if you have taught it, it can act as a review. (There are also some fun logic puzzles sprinkled in.) dividing decimals multiplying decimals dividing whole numbers multiplying whole numbers adding decimals subtracting decimals deducing information measurement conversions practicing with money problem solving graphing predicting and having fun! Each task builds off the next. Students will get clues as to where Santa might be hiding AFTER they correctly solve each math task. And don't worry, there is an ANSWER KEY. This resource lends itself to independent work but students can also work in groups of pairs to solve. Don't forget about the other holidays! There is a themed math activity in my store for each of the following: St. Patrick's Day: Find the Leprechaun Easter: Find the Easter Bunny Cinco de Mayo: Find the Piñata
Author Big Apple Teaching
Tags Math Challenge, Find Santa, Decimals, Division, Multiplication, Word Problems, Logic Puzzle, Graphing, Money
Renting an Apartment: High School Life Skills & Applied Math
Special Resources, Life Skills, Math, Money, Percentages, Life Studies, Finance, Home Economics, Grade 9, 10, 11, 12, Worksheets & Printables, Word Problems, Worksheets
This How to Rent an Apartment Life Skills and Math Project teaches your high school students in consumer math, applied math, life skills, or financial literacy class all of the steps they need to take to be able to rent their first place: whether it's an apartment or house! How to Use: The How to Rent an Apartment project includes six no-prep worksheets that go through ten steps for renting your place: from determining a budget, to getting good references, to arranging an apartment showing, to writing legible rent cheques, to getting enough renter’s insurance, arranging your movers, and more! Ten realistic applied math word problems about apartment renting (using percents and four operations with large numbers) are interspersed throughout the ten steps. Students will also get to practice writing a sample email to request to see a rental, and they will learn the simple steps of how to fill out a cheque with a realistic template that's included. Finally, your students will put it all together. They will determine a reasonable rental budget and look for three real, current rentals available in their local area. Optional: I have also included question prompts for a written reflection if you are looking for your students to think deeply about the entire rental process from start to finish, and what they have learned during the lesson. Grades to Use With: This real world math and life skills lesson is created for students in high school in a wide variety of classes: applied math or consumer math personal financial literacy life skills career and personal planning Note : A grasp of 6th & 7th grade math skills (using percentages, four operations with decimals & large numbers) are required to complete the math questions. What's Included: 8-Page PDF: Ready to Print and Use! Teacher Instructions 4-Page Student Worksheet: Ten Steps for Renting (with math questions) Student Worksheet for Researching Rentals Student Reflection Answer Key
Author Grace Under Pressure
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Tags Renting An Apartment, How To Rent, Life Skills, High School Life Skills, Consumer Math, Applied Math, Financial Literacy, Apartment, Real World Math, High School Applied Math
High School Financial Literacy: How to Pick a Credit Card Worksheets
Finance, Life Studies, Home Economics, Life Skills, Special Resources, Math, Money, Decimals, Percentages, Grade 9, 10, 11, 12, Worksheets & Printables, Worksheets, Word Problems
This engaging high school personal financial literacy lesson will teach your students helpful life skills, and it will let them practice using their knowledge of percentages in real life scenarios. They will learn all about credit cards: interest rates, the annual fees, credit card perks, and credit limits. How to Use: 1. Use the handout page to start the lesson with your class: teach the credit card vocabulary and information that is included. 2. Show your students the 3 sample credit cards which are listed. Let your students go over the second page while in small groups. This way they can discuss all of the benefits and drawbacks of each card. 3. Students will then calculate the perks that each credit card offers on page three. They will use percentage, decimal, and ratio & rate math skills. 4. On their own, each student can choose which one of the three credit cards they would apply for. They should use justifications from the card’s features along with their personal financial habits. 5. Students can work on the fourth page of credit card word problems for homework or in class. They will practice calculating interest payments for their credit card (if the entire balance is NOT paid off) using decimal, percent, and division math skills. 6. This lesson could be a thought-provoking discussion prompt too. Let your students talk about why credit cards can be helpful and risky based on the included scenarios. 7. A complete Answer Key is included to make marking easy. What's Included: Six Page PDF: Ready to Print and Use - Teacher Instructions - Handout: Credit Card Vocabulary and Information - Handout: Three Realistic Credit Cards - 2-Page Student Worksheet (math word problems and pick a card) - Answer Key Math Skills Required: Students must have some grade 6 and 7 math skills: decimal operations, percentages, ratios, and rates.
Author Grace Under Pressure
Tags Financial Literacy, Personal Finance, Financial Literacy Worksheets, Credit Card, How To Choose A Credit Card, Credit Card Worksheet, Life Skills, Finance, Budget
6th Grade Math: Expressions and Equations Bundle: 7 Activities
Math, Graphing, Multiplication and Division, Division, Numbers, Algebra, Money, Grade 5, 6, 7, Worksheets & Printables, Word Problems, Activities
Do you need some new ideas for your 6th grade math unit to meet the Common Core State Standards for Expressions and Equations? Here is a ready-to-go bundle with seven fun real-life activities to incorporate into your unit plan. 1) Exponent Board Game: Students won't even notice how many exponent math problems they actually solve while racing their friends around this game board. 2) 5 Stations for Early Algebra: These fun stations allow students to solve word problems, play an expression game, create a growing pattern with counters, solve one-step equations, graph a pattern, and more! 3) Equivalent Expressions: Real-Life Financial Situations: Students write simple expressions for real-life situations, then use one of four strategies (from the provided handout) to convert them to equivalent expressions. A matching activity is also included! 4) Modelling Equations Using Visual Balance Scales: Here's a fun visual activity to teach your students about doing the same thing to each side of an equation! 5) The Wave Pool Problem: Students have to create tables of values, figure out an expression, graph two options, and decide which way they would prefer to pay to visit a new wave pool in their neighbourhood. 6) Inequality Matching Game: Here's a fun, whole-class matching game to practice solving simple inequalities! 7) Hockey Math Equations: Students complete tables and graph independent and dependent variables while exploring all the math found at a hockey arena. Grades to Use With: This bundle is designed for students in Grade 6, but can be used for Grade 5 enrichment, Grade 7 or 8 review, or high school special education classes. What's Included: 32 Page PDF with 7 Activities and complete answer keys! If you like this product, check out my other 6th Grade Math Bundles for each learning strand: 6th Grade Math Statistics and Probability Bundle 6th Grade Math Ratio and Proportional Relationships Bundle 6th Grade Math Number System Bundle 6th Grade Math: Geometry
Author Grace Under Pressure
Tags 6th Grade Math, Grade 6 Math, Algebra, Financial Literacy, Inequalities, Equations, Equivalent Expressions, Tables And Graphs, Expressions, Variables
Financial Literacy: Income Tax- Notes and Realistic Sample Practice
Life Studies, Special Resources, Finance, Home Economics, Math, Percentages, Money, Decimals, Life Skills, Grade 9, 10, 11, 12, Worksheets & Printables, Word Problems, Activities
Financial Literacy: Income Tax- Notes and Realistic Sample Practice This comprehensive financial literacy resource provides an introduction to all aspects of income tax for high school students in grades 9-12. How to Use: Note-Taking Sheet: Begin the learning process with a note-taking sheet that includes ten questions and answers, helping students become familiar with the basics of income taxes including their purpose, due dates, understanding progressive taxes, and more. Activity Section: The resource features a three-page income tax calculation activity. It simplifies elements of the income tax process like income assessment , deductions calculation, determining progressive tax amounts using percentages, as well as understanding credits. This section can be tackled using a calculator or done manually. Tax Profiles: Natasha Jones, Derek Lim and Maya Parker: The engaging profiles show unique individual tax situations through appealing visuals with basic bookkeeping exercises emulating real-life tax preparation. You could do the first profile as a whole class, allow students to work in pairs on the second profile, and use the final one for homework or assessment . A complete, colour-coded answer key is included to make marking a breeze! Grades to Use With: This lesson is designed for high school students (grades 9-12) in a variety of classes from career and personal planning, to finance or business, home economics, or applied math! Basic math skills required include calculating percentages using decimals and adding and subtracting numbers to the hundred thousands. What's Included: A total of 13 pages in ready-to-print PDF Format Title Page Instructions Income Tax: The Basics (background questions to be done as a class or by research) Answer Key 3 page Income Tax Forms 3 Profiles: Natasha Jones, Derek Lim, and Maya Parker 3 Page Answer Key If you enjoy this personal finance lesson, check out many others in my store: Financial Literacy: Household Budget Project: Taxes, Insurance, Loans, Rent, Groceries and More! Interest Rates Credit Score Board Game Debit vs Credit Cards Debt and Bankruptcy: Personal Financial Literacy Lesson
Author Grace Under Pressure
Tags Deductions, Progressive Tax, Income Tax, Taxes, Budget, Real World Math, Financial Literacy, Personal Finance, Finance, Life Skills
Fractions Word Problems: Using Fractions for Taxes, Tips, Sales
Math, Fractions, Money, Life Skills, Special Resources, Grade 4, 5, 6, Worksheets & Printables, Word Problems
Here’s a fun, engaging, and visual personal finance lesson for middle grades students in the fourth through six grades. They can use the math they have been learning in the classroom applied to a real-life scenario: learning how to calculate taxes, tips, and sale discounts. Math Skills Used Equivalent Fractions (especially using a denominator of 100) Percentages Division (for example, to find a 20% discount, divide by 5) Money Decimals Addition and Subtraction This guided math lesson includes a clear and concise one-page handout that provides visuals to teach your students how to use fractions to help calculate sale prices, sales taxes, and tips. Next, the lesson includes three worksheets for your students. These are created to be of increasing levels of challenge. Assign one, two, or all three! Differentiate for your students' specific needs. First students calculate sale prices using fractions by applying simple division. Next they can calculate sale prices using percentages that are easily converted to fractions. Finally, they can practice calculating tips and taxes using simple percentages as well! A complete answer key is also included. Grades to Use With: This lesson is designed for students in grades 4-6 who are learning about fractions, equivalent fractions, simple percentages, ratios, and decimal operations. It could also be appropriate for middle or high school special education classrooms depending on your students' needs. What's Included: 6-Page that is ready to print and use! Teacher Instructions Student Handout 3-Page Worksheet Answer Key If you find this personal finance lesson useful, check out others in my store: My Budget Project for Grades 3-6: This lesson shows your students how to budget for housing, food, transportation and more! Valentine's Day Math Activity: Budgeting and Financial Literacy: This fun math lesson lets your students "shop" for Valentine's gifts for their friends while sticking to a budget. G rocery Shopping Price Comparisons: This is a great way to practice percentage and rate math: finding the best grocery deal.
Author Grace Under Pressure
Tags Fractions, Taxes, Tips, Sales, Financial Literacy, Math Word Problems, Fraction Word Problems, Applied Math, Tax, Tip
Budget Dilemmas: Middle or High School Financial Literacy & Budgeting
Life Studies, Home Economics, Finance, Money, Math, Life Skills, Special Resources, Addition and Subtraction, Grade 7, 8, 9, 10, 11, 12, Worksheets & Printables, Worksheets, Word Problems, Activities
This engaging middle or high school personal financial literacy lesson lets your students in 7th through 12th grade work with 3 realistic budgets. In each budget scenario, they will find a budget dilemma (ranging from overspending to paying for house repairs to a getting a bill for a health problem) and use their math skills to balance the budget . What’s Included: 9-Page PDF: Ready to Print and Use! 6 budgeting worksheets for 3 realistic situations: A single employee who is overspending each month A family of 3 who have an unplanned home repair A university student who is facing a health issue A complete answer key is also included so there is no guesswork! How to Use: 1. Print six pages of worksheets for your students. 2. Go through the budget included on the first page. Have your students total the spending (by hand or with a calculator). 3. On page two, students will determine if the person is spending more than they make or saving extra money each month, and how much. 4. Then, students will work to try to balance the budget. They will have to reduce spending in some categories. A new budget spreadsheet is provided to be used. This task is open-ended as there are endless ways to make the budget balance. You can provide constraints if you wish, such as reducing the spending in at least two different spending categories. 5. After the final dilemma, students can write a reflection about what they learned about budgeting by completing these activities. 6. A complete answer key is provided with two different ideas for how students can balance each of the 3 budgets. Classes to Use With : This financial literacy task is designed for students in grades 7 to 12 in General Studies or Grades 11 to 12 in Special Education in a variety of classes: Family and Consumer Sciences Applied Math or Consumer Math Financial Literacy Life Skills Career and Personal Planning Math Skills Required: Grade 6 and 7 math skills are required to complete these tasks: Adding money amounts to the thousands of dollars (with decimals) Dividing by single-digit numbers An understanding of integers for balancing a budget
Author Grace Under Pressure
Rating
Tags High School Financial Literacy, Middle School Financial Literacy, Budget, Budgeting, Financial Literacy, Money Math, Balance A Budget, Create A Budget, Household Budget, Life Skills
High School Financial Literacy: Net Worth = Assets - Liabilities
Special Resources, Life Studies, Life Skills, Math, Addition and Subtraction, Addition, Subtraction, Money, Finance, Home Economics, Grade 7, 8, 9, 10, 11, 12, Worksheets & Printables, Word Problems, Worksheets
This 6 Page Financial Literacy PDF teaches your students about assets, liabilities, and net worth (equity). It is an easy way to get your high school students interested in personal financial literacy and building their wealth. 3 case studies are included with calculations to complete and questions to respond to. Each person has some assets and some liabilities. Students must add each of these categories up and find the difference to see how much net worth each person has. Then they need to think about what changes each person could make to their financial habits. Perhaps one person has too much debt or someone else isn't investing much even with a high income. Students can start to see how high income does not always lead to high net worth if the person spends more than they make and has debt. On the other hand, someone with a lower income can have a high net worth if they live a frugal lifestyle and save money in investments or property equity. Just because someone "looks" rich, doesn't mean that they are! Grades to Use WIth: The actual math in this assignment is quite simple: adding and subtracting numbers to the hundred thousands. Students could do the work by hand or with a calculator. Because of this, this assignment is accessible to students in grades 7-12 in regular math classes, adult education students, and high school special education students. How to Use: Introduce the vocabulary: Assets, Liabilities, and Equity on the first page and fill in the blanks together. You could do one of the case studies together as a class and assign the other two for students to complete on their own. What's Included: 6 page PDF: Title Page Introduction Page 3 Case Studies Answer Key If you enjoy this product, check out some of the other personal finance lessons in my store: Grace Under Pressure .
Author Grace Under Pressure
Tags Financial Literacy, Net Worth, Wealth, Assets, Budget, Finance, Personal Financial Literacy Worksheets, High School Financial Literacy, Net Worth Worksheets, Personal Finance