Credit Score Board Game for Financial Literacy

Students track a simulated credit score as financial events change their points. Use the game to discuss how different behaviors can influence credit.
Grades
Grades 8–12
Pages
4
File type
PDF
Preparation
Print ready

Updated Dec 19, 2024

Subject
Math, Finance
Topic
Credit score, Home economics
Resource types
Games
Preparation
Print ready

Product description

From the author

CREDIT SCORE BOARD GAME: A fun financial literacy lesson and finance game!

This engaging financial literacy activity will help teach your high school students all about credit scores- one of the most important numbers you will have as an adult!

How to Use:

• Show your class an online video containing the basic facts about credit scores. You can easily search for one by looking up "What is a FICO score?"

• Present the two PDF information pages to your students to introduce credit scores, their range, and the five main activities that effect them. You can print a double-sided handout for your students or let them take notes themselves.

• Have a board and six-sided die for each group of two to four players.

• Each player also needs a small item to be their counter on the game board.

• The players in each group will roll the die and play the board game like any other. They start with a credit score and each square they land on has a financial scenario and a simulated point change. They can use scrap paper or a mini whiteboard to keep a running tally of their score throughout the game.

• Once all players have gotten to the final square, the winner will be the person with the highest credit score.

Many teachers have reported their students want to play this game again and again and get pretty competitive when playing. It's a great way for your students to be practicing tons of quick addition and subtraction (with numbers in the hundreds), while barely noticing they are doing math!

What's Included:

A total of 4 pages in PDF

Title Page

2 Pages of information

Board Game

Check out other fun financial literacy products from my store:

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Compound Interest: Hook Students on Financial Literacy

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Net Worth: Assets - Liabilities = Equity

In the classroom

Teaching tips & learning objectives

Learning objectives

  • Students will explain what a credit score is and the 300-850 range used to communicate creditworthiness.

  • Students will identify the five factors that influence a credit score: payment history, credit utilization, account age, credit mix, and new-credit inquiries.

  • Students will simulate how everyday financial decisions raise or lower a credit score by playing through the board game.

Teaching tips

  • Preview a suitable introductory video before play, then present the two information pages in the PDF or print them as a handout.

  • Play in groups of 2-4 with one board, a six-sided die, and a counter per student, as specified in the instructions.

  • After playing, have students explain why specific squares (e.g., 'Always pay off 2nd CC,' 'Hard inquiries from 3 cell companies') raised or lowered their score, tying gameplay back to the infographic's five factors.

Skills covered

  • Credit-score literacy — students learn the 300-850 scoring range and what 'fair,' 'good,' and 'very good' bands mean.

  • Cause-and-effect financial reasoning — students track how specific behaviors (late payments, hard inquiries, on-time mortgage payments) move a simulated score up or down.

  • Real-world financial vocabulary — students encounter terms like hard inquiry, revolving credit, and credit utilization in game-square text.

Good to know

Questions teachers ask about this resource

Are the point changes predictions of real credit-score changes?

They are values used in the classroom simulation. Discuss the underlying behaviors rather than treating a game result as an individual score forecast.

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Resource details

Concepts & topics

Core concepts

  • Credit score

  • Credit utilization

  • Loans and mortgages

  • Financial literacy

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