Financial Literacy Unit: Saving (Banking and Budgeting)

Teaching Financial Literacy: Saving and Budgeting provides educators with engaging materials to equip students with personal finance skills. This 30-page unit begins by explaining key banking concepts like financial institutions, account types, credit, and debit. It then outlines budgeting fundamentals using the 50/30/20 framework to categorize expenses. Through informative slides, guided worksheets, and an interactive build-a-budget activity, students learn how to be responsible savers and intentional spenders. Whether preparing them for college or post-graduation life, this practical unit empowers teens to make smart money decisions. Implement it in math, business, economics, or life skills classes to foster financial capability. The clear explanations and variety of activities cater to different learning styles with the goal of setting up students for financial success.