Gamified Budgeting & Reality Cost of Living

Are abstract financial literacy lessons that simply do not engage your students giving you frustration? This immersive Curriculum of Gamified Budgeting & Cost of Living PBL makes the theory from the textbook material tangible in the experience.

This is not an ordinary worksheet, but an eye-opening multi-day undertaking aimed at making students realize the real cost of living independently. By choosing a job opportunity and working with real-time data from their area, students will create a clear monthly budget. They will face the financial reality of taxes, the difficulty of searching for a reasonably-priced apartment with the help of Zillow, the complexity of finding the grocery bills as well as utility costs, and the burden of debts.

This comprehensive curriculum requires no preparation in advance and allows for having great “A-ha” moments as well as develops critical thinking, resilience, and got a deep understanding of money issues.

What is Included In this 42 Pages All-in-One PDF:

Part 1: A Comprehensive Theory Guide (9 Pages): An exhaustive orientation for the instructors about the learning process and methods that includes ideas such as Income Illusion, Housing Heavyweights, Convenience Tax and Subscription Creep in connection with the evidence.

Part 2: The Student Assignment of 10 Worksheets (20 Pages): An assignment providing an intricate guide to students concerning the following:

Worksheet 1: Choosing Careers, Gross and Net Income, and Taxes

Worksheet 2: Reality of Housing Market (checking local rents)

Worksheet 3: Utility Costs and Connectivity (actual costs of electricity, internet, etc.)

Worksheet 4: Food Spending & Eating Out (actual supermarket prices)

Worksheet 5: Historical Costs of Transport (auto-loan payments and public transport)

Worksheet 6: Health and Emergency Expenses

Worksheet 7: Lifestyle Audit (spending for pleasures)

Worksheet 8: Debt and Obligations (credits)

Worksheet 9: The Monthly Report (bringing everything together)

Worksheet 10: The Pivot (experiencing a financial crisis like rent increase or car problems)

Part 3: Elaboration on the Instructional Tools for Educators (13 Pages):

Illustrative Visuals: The educational tool gives as many graphics to make complex ideas easier.

Detailed Example Answer Key: Detailed examples that illustrate the whole project using a specific example (Dental Hygienist in Austin, Texas).

Five Days Implementation Guide for Teachers: Teacher's handbook.

Assessment and Grading Sheet: Grading rubric made easy and comprehensible.

It is vital that the Manners Project gives students crucial financial survival skills they will need later in their lives.

Why Parents/Schools Think It's a Wonderful Idea:

Practical Applications: The curriculum is based on local and current real data (like Zillow) that is tapped to teach budgeting, causing students to learn it in a practical way that has great relevance to their own local community.

Engaging & Game-based: The curriculum is very engaging as learning is approached in a project approach (it is gamified, as students are allowed to choose a profession and deal with financial surprises) that gets students interested and involved in the learning process.

Builds Useful Skills: This curriculum allows students to work in tough situations when they have to make decisions about money.

Target Audience Choice:

Due to the complexity of its content, its emphasis on independent living and its application of mathematical concepts, we recommend:

High school students (10th-12th grade): This is probably the best audience, especially for juniors and seniors who are studying economics, personal finance, life skills, or even in a general math course as an end project.

Homeschooling cooperatives: Home school parents look for high-quality real-life themes for their teenagers.

Community colleges/early-stage university students: A very suitable application for "First-Year Experience" or other student success sessions to assist the young adults with the necessary transition to life away from home.

Copyright and Terms of Use:

This book is copyrighted by Syed Hammad Rizvi. This resource is meant for personal use only, in a classroom. You cannot edit, change, or copy this resource. Simply put, you cannot upload this resource on the free internet for everybody to access and download.

If you would like to share this resource with other persons, please buy additional licenses from Teachsimple. Thanks for respecting the terms of use.

This product is happily provided by Syed Hammad Rizvi.