Savings Goals: Middle School Financial Literacy, Graphing, Patterns

Teach your middle grades students in 6th, 7th, and 8th grade all about saving up money for large purchases and help them practice a variety of intermediate math skills: using ratio tables, graphing, completing operations with large numbers, using percentages, and more!

This middle school financial literacy & budgeting lesson has six ready-to-use worksheets to teach your class how to develop savings goals and save their money for life's big-ticket items.

How to Use: Print 5 or 6 worksheets for each student.

1. Go through the information on the first page and give your students time to complete the vocabulary definitions (budget, credit card, loan, and interest).

2. Students will then research an item of their choice (between $200 to $300). They will practice calculating the sales tax for it.

3. On the second page, students will complete a simple ratio table and the included graph to calculate how many hours of work will be required to pay for their item.

4. They will calculate how many weeks of work this will take based on how much they work each week.

5. On the third and fourth pages, students will complete similar activities for even larger savings goals: a new car and a down payment for a home.

6. Your students get a choice for how they will consolidate their learning: they can either create a cartoon or write a paragraph reflection to share what they learned about savings goals.

Grades to Use With:

This lesson is specifically designed for your middle grades students who are learning about ratios, graphs, tables, and financial literacy in math class.

It's a great way to incorporate real-world math and budgeting into your 6th, 7th or 8th grade classroom!

It could also be used in high school special education classes where appropriate.

What's Included: 8-Page PDF: Ready to Print and Use!

• Teacher Instructions

• 4 Pages of Worksheets

• 2 Pages of Student Reflection Choices

• Complete Answer Key

If you enjoy this financial literacy activity, check out others in my store! Grace Under Pressure